What We Do Best & Process

What We Do Best?

We are committed to helping you from our first point of contact through to completion of a product as well as offering our after care service ensuring you can continue on the right track for life.

The company’s continued success is down to the exceptional customer service provided by the MCB team that sets us apart from our competitors. We will be your first call if you are looking for financial help.

AWARD WINNING

We have been finalists for Moneyfacts National Awards for 2017, 2018, 2019 and 2020 for Mortgage Broker of the Year. This is based on customer and stakeholder endorsements of which we are very proud of.

INDEPENDENT

We are independent so have access to the whole of the market to find the best deals and solutions for you.

FLEXIBLE

We will work around your schedule and availability even if that is an evening or weekend appointment and can be done face to face, over the telephone or even by video chat.

THE FIRST CALL WHEN YOU CONSIDER YOUR NEED FOR FINANCE

MCB is often the first call you will make if need to arrange finance. We can look after all your financial needs from mortgages, personal insurances and protection, commercial finance, business protection, wills, asset finance.

FAMILY RUN

The ethics and ethos of the company is set from the top. This is enforced with each member of the team as we all pull in the same direction as we want to make a difference to be the best at what we do for our customers.

Process

At MCB Financial Services we will assess your situation to find a tailored solution to your needs and requirements seeing the whole process from start to finish as outlined below.

Get in touch

Call us on 01603 864 760 or submit an enquiry online

Pre Qualification

One of our qualified advisers will discuss your situation and requirements in detail and advise of any additional information needed to carry out an intensive search of the whole market.

Recommendations

Following our research, your adviser will tailor their recommendations to your specific needs including details of rates and associated fees that may apply.

Agreement In Principle

On agreement of the recommendation your adviser will request an agreement in principle from the Lender to give you confidence that all should be approved on application.

Application

Your adviser will submit the full application when ready. This is the stage when the lender will assess the supporting documentation requested and arrange a survey/valuation on the property.

Insurance

Your adviser will look to discuss your insurance needs to protect your mortgage with any recommendations and make suitable arrangements for you.

Mortgage Offer

Once the lender is satisfied with the supporting documentation and survey/valuation then the Lender will issue a Formal Offer. This confirms the commitment to lend and copies are sent to your adviser, you and solicitor.

Completion

When your solicitor has finalised all the necessary legal paperwork and all parties are ready then they will arrange a completion date. The solicitor will request funds from the Lender to meet that completion date.

Post Completion

We will remain in touch and actively contact you before the expiry of your mortgage deal to ensure you get another mortgage deal appropriate for your requirements and needs.