[:en]Life Insurance[:] Life Insurance

Life Insurance

Life insurance is a type of insurance policy which pays out a tax free lump sum to your beneficiaries when you die.
It is designed to provide peace of mind that your loved ones won’t struggle financially in the event of your death and can be used to pay your mortgage off so your home is not at risk.
There are several different types of policy available, and the right one for you will depend on your individual circumstances.

  • level term assurance

The amount of cover you have remains the same during the term of the policy. This kind of cover is often taken out alongside interest-only mortgages, as the capital you owe does not decrease over time.

  • Decreasing term assurance

As the name suggest, the amount of cover you have reduces over time. Decreasing policies are often taken out at the same time as a repayment mortgage, so that the amount of cover you have decreases along with the capital you owe.

  • Whole-of-life insurance

This protects you for your lifetime, but means you’ll pay premiums right up until the point you die and costs are steeper because you’re guaranteed a pay-out

MCB are fully committed to providing a professional service to ensure you have the most suitable option available for your circumstances and requirements to protect your home and family.

[:en]Remortgages Norwich[:]

Enquire about Life Insurance

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    First Class

    MCBs knowledge of the financial market is superb.  They give honest advice in a way that is easy to understand. We have always found them  easily contactable and quick to answer any questions or queries we have.  I have never received anything but first class standard from them.

    Sonia in Norwich

    MCB Financial Services
    5
    2020-02-13T12:04:54+00:00

    Sonia in Norwich

    MCBs knowledge of the financial market is superb.  They give honest advice in a way that is easy to understand. We have always found them  easily contactable and quick to answer any questions or queries we have.  I have never received anything but first class standard from them.

    Excellent

    Excellent fact finding and customer understanding in first instance. Worked tirelessly to find right products which I felt were not only competitive but explained the small detail, which is so often overlooked. Paul also gave a long term view/strategy. An all round first class service.

    Andy in Norwich

    MCB Financial Services
    5
    2020-05-21T21:27:31+00:00

    Andy in Norwich

    Excellent fact finding and customer understanding in first instance. Worked tirelessly to find right products which I felt were not only competitive but explained the small detail, which is so often overlooked. Paul also gave a long term view/strategy. An all round first class service.

    Great Firm

    Great firm, honest, pragmatic and professional advice. I've always found Mark and his team to be really helpful - a rare find in an often bureaucratic industry, highly recommended!

    James in Norfolk

    MCB Financial Services
    5
    2020-05-21T21:31:58+00:00

    James in Norfolk

    Great firm, honest, pragmatic and professional advice. I've always found Mark and his team to be really helpful - a rare find in an often bureaucratic industry, highly recommended!

    Customer at the heart of everything

    When dealing with MCB, I've felt they put the customer at the heart of everything they do. In my own personal experience I received excellent customer service for my own mortgage, they sat down with me to understand my needs and showed a genuine interest on helping me achieve this. I was kept up to date throughout the whole mortgage process and would thoroughly recommend MCB to anyone needing guidance/reassurance on help their finances.

    Matthew in Norwich

    MCB Financial Services
    5
    2020-05-21T21:35:44+00:00

    Matthew in Norwich

    When dealing with MCB, I've felt they put the customer at the heart of everything they do. In my own personal experience I received excellent customer service for my own mortgage, they sat down with me to understand my needs and showed a genuine interest on helping me achieve this. I was kept up to date throughout the whole mortgage process and would thoroughly recommend MCB to anyone needing guidance/reassurance on help their finances.

    Highly Recommended

    Mark and the team are superb. No silly jargon, no hard sell, just good old fashioned customer service and advice. Highly recommended, and will use them again and again. They have already helped me on several occasions. I have also recommended them to friends and colleagues.

    Richard in Suffolk

    MCB Financial Services
    5
    2020-05-21T21:39:53+00:00

    Richard in Suffolk

    Mark and the team are superb. No silly jargon, no hard sell, just good old fashioned customer service and advice. Highly recommended, and will use them again and again. They have already helped me on several occasions. I have also recommended them to friends and colleagues.
    5
    5
    MCB Financial Services