Life Only Insurance from MCB Financial Services

At MCB Financial Services we use our experience and expertise to ensure you get the best advice and access to all available providers to ensure you get the best value for money.

If you’d like to discuss your options then contact us to arrange a free initial consultation, without obligation. Whatever your budget, we can tailor cover to suit your needs.

If you choose life only cover, your loved one or family will receive a lump sum or an income if you die or are diagnosed with a terminal illness.

Summary

* A level lump sum will pay out the same fixed amount no matter when the claim's made.

* An increasing lump sum grows by the rate you've chosen, i.e. between 2% and 5% a year, or a rate based on the change in retail price index (between 2% and 10%) to keep pace with inflation.

* A decreasing lump sum will pay out less over time. People usually choose this option to cover the remaining balance on a mortgage which will be reducing as they pay it off.

*A family income benefit is available if you want your loved ones to receive a monthly income. This amount can be fixed or grow with inflation.

 
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