Mortgages from MCB Financial Services
There are three important things to think about when you take out a mortgage;
- find the mortgage that suits you and your circumstances;
- borrow an amount you can comfortably afford; and
- plan for changes – interest rates can go up, your income can fall, or you could lose your job.
There are lots of banks, building societies and specialist lenders offering mortgages. Many also offer special deals for first-time buyers. All of these and more can be accessed by MCB Financial Services whom as a brokerage will also have access to some exclusive products.
We are able to research the market to bring you the most competitive mortgage rates available. Our computer software will enable us to provide you with the most up to date interest rates together with current incentives. We offer a range of both Capital Repayment Mortgages and also Interest Only Mortgages together with the repayment options for your consideration. We can provide assistance regarding Residential Mortgage, Buy To Let Mortgages, Lifetime Mortgage*, Offset Mortgages and Flexible Mortgages as well as the different interest rates options such as variable rates, discounted rates, fixed and capped rates.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% of the mortgage amount but a typical fee is £499.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
*This is a lifetime mortgage scheme. To understand the features and risks, ask for a personalised illustration.